// HACKER NEWS — CYBERSECURITY

Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent

Published: 09/22/2026, 05:26 PM

Home & umbrella coverage with a licensed broker. Built around price transparency, privacy, and speed. Shop in our portal, or just connect your agent. Agents: start with /.well-known/mcp.json. Our agents find the best policies for users, even when we don't make commission on them. Coverage Cat is a licensed insurance brokerage that helps you compare home, umbrella, auto, and renters coverage side by side — with straight pricing, no sold leads, and a real broker on the other end. Ask a question or start a comparison. Coverage Cat pairs AI-guided intake with a licensed brokerage team, so you can size up coverage, see honest price ranges, and compare real carrier options without handing your details to five agents overnight. Developers can drive the same flow through the Agent API. Coverage Cat is live for shoppers in California, Florida, New York, Texas, and Washington, with more states on the way.